Pension Simulator (Japan)
Estimate your pension amount in Japan based on enrollment history. Compare early, standard, and deferred claim options.
National Pension (Annual)
Employee Pension (Annual)
Total at Age 65 (Annual)
Adjusted Total (Annual)
Monthly Amount
Adjustment Rate
Claim Age Comparison (Life Expectancy: 85)
| Age | Rate | Monthly | Annual | Lifetime Total |
|---|
About Japan's Pension System
Japan has a two-tier pension system: National Pension (Kokumin Nenkin) for all residents, and Employee Pension (Kousei Nenkin) for company employees. This calculator estimates pension amounts based on enrollment history.
Early vs Deferred Claiming
- Early claim (age 60-64): 0.4% reduction per month before age 65
- Standard claim: Age 65 (no adjustment)
- Deferred claim (age 66-75): 0.7% increase per month after age 65